Only eligible for Washington, DC homeowners
Hardest Hit Fund (HHF) provides support to states that were most effected by the economic crisis. Washington DC has a local agency that helps homeowners in various ways, including mortgage payment assistance for the unemployed, principal reduction, and transactional assistance. This helps people either afford the homes they’re in or move to more affordable housing.
Washington DC: homesaverdc.org
Available Programs:
How to Apply:
1) Set up an appointment with UHA to walk through the details, or
2) Apply via the website: www.homesaverdc.org, or
3) Talk with a free nonprofit counselor from a HUD-approved agency to find out all the federal, state and lender programs that you may qualify for and receive a personalized action plan on how to get started
Lowers or suspends mortgage payments for 12 months or more for homeowners who are unemployed.
You may qualify if…
If you qualify:
Not qualified for…
How to Apply:
1) Set up an appointment with UHA to walk through the details, or
2) Talk with a housing consultant from a HUD-approved housing counseling agency
HIRO is a mortgage relief program that replaced the Home Affordable Refinance Program (HARP), which was meant to help underwater homeowners; however, it expired in 2018 and was replaced by HIRO.
The HIRO loan program was introduced by Fannie Mae in 2018. HIRO makes it possible for homeowners with Fannie Mae-owned loans who have little to no home equity to qualify for a refinance loan.
Ways to qualify:
We’ll guide you through the various options to provide you with the best outcome for your situation.